General information only
Content on this site is educational and general. It describes how insurance appraisal commonly works, but your policy’s wording controls. Read your own policy and endorsements.
Not a law firm or public adjuster
Arizona Insurance Appraiser provides appraisal, estimating and umpire services. We are not attorneys, do not give legal advice and do not act as public adjusters or negotiate claims outside the appraisal process.
No guaranteed results, no testimonials
Every claim is different. Example figures on this site are illustrative, not results for any client. We do not publish reviews, testimonials or client outcomes.
Deadlines
Policies contain deadlines for notice, proof of loss, depreciation recovery and lawsuits. Nothing on this site extends or changes any deadline. If one is approaching, consult an Arizona attorney promptly.
Legal references
References to Arizona statutes, the Department of Insurance and Financial Institutions, court decisions or weather events are for context only and are described generally. Verify current law with official sources or an attorney.
Photographs
Photos are royalty-free stock and public-domain images used for illustration. They do not show our clients’ properties.