- Wildfire
- Hail
- Monsoon wind
- Snow & ice
- Frozen pipes
Mile-high, four seasons
Prescott, the Yavapai County seat, sits at roughly 5,400 feet among granite dells and pine-covered hills. Downtown around Courthouse Plaza and Whiskey Row holds some of the oldest commercial buildings in the state, and nearby streets are lined with Victorian and early twentieth-century homes. Newer neighborhoods such as Prescott Lakes, Hassayampa and the Williamson Valley corridor added custom homes, and Prescott Valley and Chino Valley grew quickly with tract and manufactured homes.
Wildfire in the wildland-urban interface
Prescott is home to the Granite Mountain Hotshots, and the 2013 Yarnell Hill Fire, which took the lives of 19 of the crew and destroyed homes in Yarnell, is a defining event for the region. Other fires, including the 2017 Goodwin Fire near Mayer, have forced evacuations across Yavapai County. Many Prescott homes sit among pines and chaparral where smoke, ash and ember damage are real risks.
Storms and winter
Monsoon storms bring hail more often here than in the low desert, and hail-damaged shingle and metal roofs are a common claim. Winter storms add snow, ice dams and frozen pipes, especially in homes owned by part-time residents.
Historic homes
Victorian homes have wood siding, trim profiles and original windows that standard estimates rarely price correctly. Matching historic materials is often the heart of the dispute.
Areas we cover
Downtown and Courthouse Plaza, Prescott Lakes, Hassayampa, Forest Highlands, Williamson Valley, Prescott Valley, Chino Valley, Dewey-Humboldt and the wider quad-city area.
Appraisal services in Prescott
Every Arizona Insurance Appraiser service is available to owners in Prescott and across Yavapai County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial & HOA Claim Appraisal
- Roof & Hail Damage Appraisal
- Monsoon Wind & Microburst Appraisal
- Water & Slab Leak Damage Appraisal
- Fire & Smoke Damage Appraisal
Questions from Prescott property owners
Do you cover Prescott Valley and Chino Valley?
Yes, along with Dewey-Humboldt and the rest of the quad-city area.
Hail damaged my metal roof but it doesn’t leak. Is that a claim?
Cosmetic dents may be excluded by endorsement on some policies; functional damage is usually covered. Check your policy for a cosmetic damage exclusion.
What if my historic siding can’t be matched?
The cost to achieve a reasonable match, including replacing more siding than was damaged if necessary, is a valuation question we document.